Fintech

Wise

Company Logo
SaaS Segment
Cross-border payments & multi-currency business accounts
Country
ICP Buyer / User
SMBs, freelancers, global businesses

Wise grew out of its founders’ personal frustration with the high costs of international bank transfers. Its journey has been a crusade for financial transparency, building its own global payment network that bypasses the traditional correspondent banking system to offer faster and significantly cheaper money transfers.

The company’s story has evolved from a simple transfer service to a full multi-currency account serving individuals, businesses, and banks through its platform infrastructure. The Wise narrative remains true to its principle of money without borders, proving it is possible to build a global financial infrastructure that is honest and efficient.

While Wise leads in transparency for transfers, users often integrate its services with digital banks like Revolut or use connectivity tools like Plaid to manage their multi-currency balances.

Tech stack used by 

Wise

Cloud-based payments & FX platform, multi-currency accounts, global transfers — SaaS tools for international payments

Funding Stage

Public / Large-scale fintech

12.8M customers (29% YoY growth)
Customers using 
Wise

£1,052M / $1.3B (2024, +24% YoY)

Yearly Revenue
"Money transfers & neobanking. 7.9M active (Q4 FY2024) "
Founding Year

Other 

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